4 Things You May Not Accomplish By The Time You’re 30 — And That’s Okay

By Christine McLean

Being a twenty-something is both an exhilarating and terrifying experience. You’ve entered the world of adulthood, gained your independence, and are trying to find your way in a complex world. Expectations are high. Pressure mounts the closer you get to the big three-oh. What are you doing with your life? When are you going to settle down? The questions are endless.

But the reality is that there just are certain things that you may not be able to accomplish before you’re 30. Society has changed. What your Baby Boomer parents may have been able to accomplish when they were in their 20s doesn’t necessarily apply to you. Don’t panic! You’re still young and have your whole life ahead of you. So, if you don’t accomplish these 4 things now, you will be able to accomplish them sometime in the future with the right attitude and perseverance. Continue reading

4 Ways My Childhood Experiences Shape My Current Spending Patterns

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By Kate Kole

I grew up in a middle-class Midwestern family. My dad was a college professor, and my mom self-employed. While we never went without, we also didn’t live extravagantly. Many of our activities were of the free or budget friendly variety, hiking at state parks, playing basketball in the driveway, at home movie nights, and card games around the kitchen table. We carved pumpkins in the fall, decorated frosted snowman cookies in the winter, planted flowers in the spring, and fished on the lake in the summer.

My childhood shaped me in a variety of ways. It provided me with an appreciation for quality time with the people I love. I grew to enjoy homemade meals, library books, and using my imagination for entertainment. I came to prefer spending time outdoors and still opt for weekend afternoons spent on our deck or playing bags in the yard over ones spent inside or shopping at the mall.  My childhood also shaped the way I now view money. Today, I embrace so many of the same financial decisions my parents made while raising my siblings and me. Continue reading

11 Items To Stock Up On Next Time You’re At Trader Joe’s

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By Kate Kole

In college, Trader Joe’s was my most serious long-distance relationship. With 2 ½ hours between campus and our closest TJ’s location, my roommate and I would eagerly anticipate care packages full of our beloved goodies and we’d stock our backseats full of groceries to bring back to school after every break.

In the 8 years since graduating, I’ve been lucky enough to live in places with closer proximity to Trader Joe’s. Meaning, my trips are much more frequent and my kitchen is rarely without my favorite finds. While I could undoubtedly create a list of 100 products worth purchasing, these 11 are the ones I buy in bulk. Because, God forbid I go a day without coconut oil. Continue reading

The Gifts I Gained Through Minimizing

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By Kate Kole

I’ve experienced the craving to live with less for a while. Not to create scarcity or restriction in my life, but rather, to live simply and more intentionally. Put in the kitchiest of ways, to have a place for everything, everything in its place, and for all of those deliberately chosen and placed items to have a purpose.

So, room by room, closet by closet, and drawer by drawer, I set out to trash, recycle, and donate all the excess stuff I’ve managed to accumulate in the last 30 years. When I habitually found myself unable to sleep at 4 am, I rolled out of bed and began tackling one project at a time. Surprisingly, the sorting, decluttering, and tossing became therapeutic. It felt freeing to quite literally let shit go. Continue reading

4 Things To Consider When Buying Your First Place

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By Julie Winsel

It’s part of the traditional American dream: the house with the white picket fence, preferably somewhere that’s green, according to Aubrey from Little Shop of Horrors. Having your own house means you own all the walls and get to hang things and paint to your heart’s content. It means you can landscape, plant trees, and put anything you want in the garage. Continue reading

4 Simple Strategies For Long-Term Saving

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By Kyle Bell

Holding money can definitely have its pitfalls, and it isn’t in a hustler’s mentality to save in abundance. But creating a security blanket for your family members, loved ones, and ultimately, yourself is a form of investment. It’s the most pivotal form of investment because it pertains to improving your environment and surroundings. Longevity and happiness is what we’re all aiming for, and saving ensures freedom and security. Money doesn’t make you happy, the discipline and philosophy behind managing finances is an art form that gives us pleasure, which in turn, translates to happiness. Continue reading

What Budgeting Means In 2016

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By Christine McClean

This year has been cataclysmic. America is experiencing one of its most eventful elections in history. Britain has made the shocking decision to leave the European Union (EU). Terrorist attacks seem to be becoming commonplace. Pokémon Go has taken the world by storm and changed the face of the gaming landscape. The list is endless. Quite a few of the changes that have occurred, or will soon occur, have profound impact on the way we live and do business. Continue reading

8 Things We’ll Never Feel Bad About Spending Money On

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By De and Kate

Remember when we were in middle school, and we’d go to the mall, and our parents would give us some money to buy whatever we wanted? And we’d make sure that our $20 (or whatever amount) would last as long as we needed it. We’d stretch that bill as far as we could; we’d nickle-and-dime every last tattoo choker necklace from Claire’s or jawbreaker from the candy store.

Unfortunately, adult life is a lot different.  Continue reading