4 Ways To Save Money And Still Be A Social Butterfly

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By Cassie

Going out is fun. But it’s expensive. Food, drinks, movies, concerts. They add up quickly. Sometimes we’re asked to make the unfortunate choice between what we want to do and what we can afford to do. Where’s the fun in that?

While some things you can’t change – for example, concert ticket prices are out of your hands – there are ways you can cut back on the expense of going out so that you can get more for your money. In other words, you absolutely can have your cake and eat it too.

Here are some tips for saving money without having to become a hermit: Continue reading

4 Things You May Not Accomplish By The Time You’re 30 — And That’s Okay

By Christine McLean

Being a twenty-something is both an exhilarating and terrifying experience. You’ve entered the world of adulthood, gained your independence, and are trying to find your way in a complex world. Expectations are high. Pressure mounts the closer you get to the big three-oh. What are you doing with your life? When are you going to settle down? The questions are endless.

But the reality is that there just are certain things that you may not be able to accomplish before you’re 30. Society has changed. What your Baby Boomer parents may have been able to accomplish when they were in their 20s doesn’t necessarily apply to you. Don’t panic! You’re still young and have your whole life ahead of you. So, if you don’t accomplish these 4 things now, you will be able to accomplish them sometime in the future with the right attitude and perseverance. Continue reading

4 Ways My Childhood Experiences Shape My Current Spending Patterns

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By Kate Kole

I grew up in a middle-class Midwestern family. My dad was a college professor, and my mom self-employed. While we never went without, we also didn’t live extravagantly. Many of our activities were of the free or budget friendly variety, hiking at state parks, playing basketball in the driveway, at home movie nights, and card games around the kitchen table. We carved pumpkins in the fall, decorated frosted snowman cookies in the winter, planted flowers in the spring, and fished on the lake in the summer.

My childhood shaped me in a variety of ways. It provided me with an appreciation for quality time with the people I love. I grew to enjoy homemade meals, library books, and using my imagination for entertainment. I came to prefer spending time outdoors and still opt for weekend afternoons spent on our deck or playing bags in the yard over ones spent inside or shopping at the mall.  My childhood also shaped the way I now view money. Today, I embrace so many of the same financial decisions my parents made while raising my siblings and me. Continue reading

4 Simple Strategies For Long-Term Saving

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By Kyle Bell

Holding money can definitely have its pitfalls, and it isn’t in a hustler’s mentality to save in abundance. But creating a security blanket for your family members, loved ones, and ultimately, yourself is a form of investment. It’s the most pivotal form of investment because it pertains to improving your environment and surroundings. Longevity and happiness is what we’re all aiming for, and saving ensures freedom and security. Money doesn’t make you happy, the discipline and philosophy behind managing finances is an art form that gives us pleasure, which in turn, translates to happiness. Continue reading

What Budgeting Means In 2016

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By Christine McClean

This year has been cataclysmic. America is experiencing one of its most eventful elections in history. Britain has made the shocking decision to leave the European Union (EU). Terrorist attacks seem to be becoming commonplace. Pokémon Go has taken the world by storm and changed the face of the gaming landscape. The list is endless. Quite a few of the changes that have occurred, or will soon occur, have profound impact on the way we live and do business. Continue reading

8 Things We’ll Never Feel Bad About Spending Money On

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By De and Kate

Remember when we were in middle school, and we’d go to the mall, and our parents would give us some money to buy whatever we wanted? And we’d make sure that our $20 (or whatever amount) would last as long as we needed it. We’d stretch that bill as far as we could; we’d nickle-and-dime every last tattoo choker necklace from Claire’s or jawbreaker from the candy store.

Unfortunately, adult life is a lot different.  Continue reading

5 Ways You Can Save Money At The Grocery Store

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By Fadila Henry

Budgeting, while not everyone’s favorite word, is crucial in helping us manage our finances efficiently, so we’re able to get a lot more out of our money without selling ourselves short in the long run. Unlike make-up and handbags, we need food to live, so even when we’re suspicious of the large amounts we spend on groceries, we tend to overlook it because it’s food, it’s for our survival! Luckily, this is an area where a few small changes can make a difference to our cash flow and can instill some healthy shopping habits in our lives. So here’s a few tips to get you started.

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